Earn more while saving for your dream home!

Special offer! 6.75% APY*

Citizens Federal's Ohio Homebuyer Savings Account can help you reach your homebuying goal!

Account Benefits:

- 6.75% APY

- Contribute up to $100,000 over five years

- Up to $5,000 per year in tax-deductible contributions**

- Deposits are federally insured by the FDIC

The Ohio Homebuyer Savings Account is a specialized, tax-advantaged account available to
Ohioans to assist them on their homebuying journey. Individuals who open an account will have access to above-market interest rates that will help them save and grow their money faster.

For more information about the Ohio Homebuyer Plus program, please visit
tos.ohio.gov/homebuyerplus.

FAQs

Please note: Individuals are required to review the Ohio Homebuyer Plus participation
statement prior to opening an account through the program. You can review the participation
statement by clicking the button below.

Participation Statement

 Apply Now

*APY – Annual Percentage Yield. This is a variable rate account, and rates are subject to change without notice. $100 minimum to open account. $100 balance required to obtain the APY. APY is accurate as of August 5, 2024. Participants must be an Ohio resident at least 18 years of age at the time of account opening. There is a maximum contribution limit of $100,000. Account duration is limited to five years. Individually-owned account, joint accounts not permitted. Only one account per individual across all participating financial institutions. Fees may reduce earnings. See bank for complete details

**Individual tax deduction limited to $5,000 per year on State of Ohio tax return. Additional tax deduction may apply if filing jointly. Consult a tax advisor regarding individual circumstances, potential federal tax implications, or the Internal Revenue Service.